The moment I became financially independent, I started spending. Little did I know I had no training on how to spend. I think kids should be taught how to manage their finances in school! That should be the most important subject, not the Pythagorean theorem. It's like, "Hey kids, don't worry about your credit card bills as long as you know all about the complicated relationship between the sides of a triangle." I mean, what the actual f*ck!