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Globally, gender lens investing is becoming an integral part of conversations among investors, financial institutions, donors, and governments. As it is still in nascent stages, there are many questions around its definition and approach. Is it about pink-labelling a process? Is it about an exclusive focus on women for investment decisions? The answer to both these questions is "no". Gender lens investing is not about excluding men and male-owned companies, but about amending a process that has implicit, albeit unconscious biases in it.
Only 26% of women in India have an account with a formal financial institution, as compared with 46% of men. Less than 15% of women entrepreneurs in India have access to finance from a formal banking institution. Despite India leading the way with prominent banks in both the public and private sector being headed by women, access to finance for women in India has remained low.